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Tuesday, October 27, 2009

Medical Insurance

27-10-2009
A vast majority of the disputes related to Insurance arise due to lack of knowledge about Insurance. Unlike in the past when there was a strong possibility of fly by night operating Insurance companies. The current regulatory environment has put in place a system, where an Insurance Company is in a responsible position to deal with its providers. The CCHI has framed the Medical Policy, prescribed the payment procedures and dispute addressal system. It needs to the properly implemented. As regards to the provision of the selected medical centers for direct billing, it is one of the products provided by the Insurance companies to the customers to choose from various options. The motive of the customer is to get the basic mandatory insurance at the cheapest price and he ends up in going for the limited provider option. However this does not deny the insurance companies of their own profit motives.